Ever wondered which college credential you can snag in the shortest possible window without sacrificing quality? The fastest online degree isn’t a myth - it’s a mix of smart program design, credit‑by‑exam options, and schools that let you crank out coursework at a breakneck pace. Below you’ll learn exactly what “fastest” means, which degrees deliver the quickest turnaround, and how to pick a program that actually fits your life.
What “fastest” Really Measures
Speed in education isn’t just about a calendar; it’s about how many credit hours you need, how often classes start, and whether the school counts work experience toward your diploma. In practice, a fast program typically meets three criteria:
- Compressed term length - 8‑week or 12‑week semesters instead of the traditional 15‑week.
- High credit load per term - 12‑15 credits a term, often with a built‑in overload option.
- Prior‑learning assessment (PLA) or competency‑based pathways - you can test out of courses you already know.
When these pieces line up, you can finish an associate in as little as 6‑9 months, a bachelor’s in 18‑24 months, and even a master’s in under a year.
Key Factors to Evaluate Speed
Before you chase the quickest badge, make sure the program checks off the basics that keep the credential worthwhile.
Factor | Why It Matters | What to Look For |
---|---|---|
Accreditation | Ensures credits are recognized by employers and other schools. | Regional accreditation or nationally recognized programmatic approval. |
Term Structure | Shorter terms let you stack more courses per year. | 8‑week, 10‑week, or quarterly sessions. |
Credit Load Limits | Higher caps mean you can take more classes at once. | 12‑18 credits per term, with overload approval. |
Competency‑Based Options | Earn credit by demonstrating mastery, not time spent. | Self‑paced, assessment‑driven pathways. |
Prior‑Learning Credits | Work experience or certifications can shave months. | Portfolio assessment, CLEP, or industry‑cert exam. |
Fastest associate degree is a two‑year post‑secondary credential that typically requires 60 credit hours Online
Many community colleges now offer fully online associate programs that finish in a single calendar year. Here are three stand‑outs:
- Western Governors University (WGU) - Associate of Applied Science in Business: WGU’s competency‑based model lets you move as fast as you can prove mastery. Most students finish 60 credits in 8‑10 months by testing out of electives and using their work experience.
- Southern New Hampshire University (SNHU) - Associate in Health Information Management: SNHU runs 8‑week quarterly terms. If you load 15 credits each quarter, you can wrap up the 60‑credit program in just 4 terms-about 8 months.
- Purdue University Global - Associate of Science in Computer Information Technology: Purdue offers a fast‑track pathway where up to 30 credit hours can be transferred from prior learning assessments, slashing program time to roughly 9 months.
All three schools are regionally accredited, accept CLEP exams, and keep tuition per credit under $300, making them affordable as well as quick.
Fastest bachelor’s degree is a four‑year undergraduate credential usually requiring 120 credit hours Online
Finishing a bachelor’s in under two years sounds wild, but a handful of universities design programs for high‑achieving, motivated students. Key examples:
- University of Florida Online - Bachelor of Arts in Business Administration: Offers 8‑week terms and a “Accelerated Track” that lets you take up to 18 credits per term. With a prior‑learning credit allowance of 30 hours, many finish in 18 months.
- Capella University - FlexPath Bachelor of Science in Information Technology: FlexPath is competency‑based; you set your own pace and pay per assessment. Average completions hover around 20 months for students who already hold IT certifications.
- Colorado State University Global - Bachelor of Science in Marketing: Quarterly terms, 10‑week each, and a policy of up to 12 credit overloads per term. Transfer of 45 credit hours from community colleges or military training can bring total time down to 16 months.
Notice the common thread: each program leans heavily on credit‑by‑exam (CLEP, DSST) and allows a generous transfer limit, which together shave off a full academic year for many learners.

Fastest master’s degree is a graduate credential usually requiring 30‑36 credit hours Online
If you already have a bachelor’s, you can aim for a master’s in under a year. The fastest routes typically involve intensive cohorts or competency‑based formats.
- Western Governors University - Master of Science in Nursing (MSN): Designed for RNs with an existing BSN, the program uses competency‑based pacing. Students who can demonstrate clinical mastery often finish the 36‑credit bundle in 9‑10 months.
- University of Maryland Global Campus - Master of Business Administration (MBA): Offers a 12‑week accelerated format, eight courses total. With full‑time enrollment (four courses per term), you can graduate in 12 months.
- Southern New Hampshire University - Master of Science in Data Analytics: Quarterly terms plus the option to test out of prerequisite courses using industry certifications (e.g., Google Data Analytics). Fast completions average 11 months.
All three programs hold regional accreditation, and tuition per credit ranges from $350‑$500, still competitive given the speed.
Side‑by‑Side Comparison of the Quickest Degrees
Degree Level | Program Example | Typical Duration | Credit Hours | Tuition / Credit |
---|---|---|---|---|
Associate | WGU - AAS Business (competency‑based) | 8‑10 months | 60 | $285 |
Bachelor | UF Online - BA Business Administration (accelerated) | 16‑18 months | 120 | $329 |
Master | WGU - MSN (competency‑based) | 9‑10 months | 36 | $295 |
Checklist: Picking a Fast Online Degree That Still Pays Off
- Verify accreditation is regional or nationally recognized. Without it, credits may not transfer and employers may discount the credential.
- Confirm the school offers competency‑based education or robust prior‑learning assessment policies. These are the fastest credit‑earning shortcuts.
- Check tuition per credit and any caps on overload fees. A cheap per‑credit price can become expensive if you load 18 credits each term.
- Make sure the program’s term calendar aligns with your schedule - 8‑week, 10‑week, or quarterly terms are best for compression.
- Research graduation outcomes: job placement rates, average salary boost, and alumni reviews. Speed is great, but ROI matters.

Pitfalls to Avoid When Chasing Speed
Rushing isn’t wise if you end up with a degree that won’t open doors. Common mistakes include:
- Ignoring accreditation - a non‑accredited program might let you graduate in 6 months, but employers and graduate schools will overlook it.
- Overloading without support - taking 18 credits a term sounds good until you can’t keep up and your grades suffer.
- Skipping transfer credit verification - some schools claim they accept prior learning, but in practice they deny many credits, extending your timeline.
- Choosing a niche program with limited job market - a fast IT certificate is great, but if it’s not aligned with industry demand, you won’t reap the salary boost.
Mini FAQ
Frequently Asked Questions
Can I finish an associate degree in less than a year?
Yes. Schools like WGU and SNHU offer competency‑based or 8‑week term structures that let motivated students complete the 60‑credit requirement in 8‑10 months, especially if they bring in prior‑learning credits.
Do accelerated programs cost more per credit?
Not necessarily. Tuition is often flat per credit, but overload fees can add up. Look for schools that cap overload costs or include them in the advertised price.
Is competency‑based learning right for me?
If you already have work experience or can study independently, competency‑based models let you prove mastery quickly. If you need more structure or need to build foundational knowledge, a traditional term schedule may suit you better.
How many prior‑learning credits can I realistically earn?
Most schools cap PLAs between 30‑45 credit hours for a bachelor’s. For associate programs, up to 30 credits can often be awarded. Always ask the admissions office for a detailed policy.
Will a fast degree hurt my GPA?
The speed itself doesn’t affect GPA, but a heavy course load can make it harder to earn high grades. Balance your credit load with realistic study time to protect your GPA.